.kcd-wrap,.kcd-wrap *{box-sizing:border-box}.kcd-wrap{--navy:#062f6f;--blue:#0b55ad;--light:#eff6fd;--soft:#f7faff;--text:#10233f;--muted:#53657a;font-family:'Ovo',Georgia,serif!important;color:var(--text);line-height:1.5}.kcd-wrap h1,.kcd-wrap h2,.kcd-wrap h3,.kcd-wrap p,.kcd-wrap a,.kcd-wrap span,.kcd-wrap summary{font-family:'Ovo',Georgia,serif!important}.kcd-container{width:min(1180px,calc(100% - 40px));margin:0 auto}.kcd-hero{background:linear-gradient(90deg,#edf6ff 0%,#fff 72%);padding:18px 0 6px}.kcd-hero-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:48px;align-items:center;min-height:448px}.kcd-eyebrow{display:block;color:#0d55b8!important;text-transform:uppercase;font-weight:800!important;font-size:14px!important;letter-spacing:.02em;margin-bottom:8px}.kcd-hero h1{font-size:clamp(44px,5.4vw,64px)!important;line-height:1.04!important;letter-spacing:-.025em!important;margin:0 0 18px!important;color:var(--navy)!important;font-weight:800!important;text-transform:none!important}.kcd-hero p{font-size:18px!important;line-height:1.48!important;max-width:520px;margin:0 0 26px!important;color:var(--text)!important}.kcd-btn{display:inline-flex!important;align-items:center!important;justify-content:center!important;gap:9px;background:var(--navy)!important;color:#fff!important;padding:12px 20px!important;border-radius:6px!important;font-size:15px!important;line-height:1.2!important;font-weight:700!important;text-decoration:none!important;border:2px solid var(--navy)!important;box-shadow:none!important;transition:.2s ease}.kcd-btn:hover{background:var(--blue)!important;border-color:var(--blue)!important;color:#fff!important;transform:translateY(-1px)}.kcd-inline-icon{width:20px!important;height:20px!important;object-fit:contain!important;filter:brightness(0) invert(1);flex:0 0 20px}.kcd-hours{margin-top:14px;font-size:14px!important;font-weight:600!important;display:flex;align-items:center;gap:8px;color:var(--navy)!important}.kcd-hours .kcd-inline-icon{filter:none;width:18px!important;height:18px!important}.kcd-hero-image{height:380px;border-radius:10px;overflow:hidden}.kcd-hero-image img{display:block;width:100%;height:100%;object-fit:cover}.kcd-section{padding:38px 0 46px}.kcd-title-row{display:grid;grid-template-columns:1fr auto 1fr;gap:28px;align-items:center;text-align:center;margin-bottom:28px}.kcd-title-row>span{height:1px;background:#bed6ef}.kcd-title-row h2{margin:0!important;color:var(--navy)!important;text-transform:uppercase!important;font-size:23px!important;line-height:1.2!important;font-weight:800!important;letter-spacing:.01em!important}.kcd-title-row p{margin:5px 0 0!important;font-size:14px!important;color:var(--text)!important}.kcd-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:32px}.kcd-step{text-align:center}.kcd-step-icon{width:74px;height:74px;margin:auto;border-radius:50%;background:var(--light);display:grid;place-items:center}.kcd-step-icon img{width:39px;height:39px;object-fit:contain}.kcd-step-num{width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;margin:-11px auto 10px;display:grid;place-items:center;font-weight:700;font-size:13px;border:2px solid #fff}.kcd-step p{font-size:13px!important;line-height:1.45!important;margin:0!important;color:#111!important}.kcd-directory{background:var(--soft);padding-top:26px}.kcd-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.kcd-card{background:#fff;border:1px solid #dbe6f1;border-radius:9px;padding:20px 22px;box-shadow:0 8px 20px rgba(7,47,107,.07);display:flex;flex-direction:column;min-height:252px}.kcd-logo{height:78px;display:flex;align-items:center;justify-content:center}.kcd-logo img{max-width:100%;max-height:72px;object-fit:contain}.kcd-info{margin:10px 0 14px}.kcd-info p{display:flex!important;align-items:flex-start!important;gap:8px!important;margin:7px 0!important;font-size:13px!important;line-height:1.35!important;color:var(--text)!important}.kcd-info-icon{width:17px!important;height:17px!important;flex:0 0 17px!important;object-fit:contain!important;margin-top:1px}.kcd-info a{color:var(--navy)!important;font-weight:700!important;text-decoration:none!important;overflow-wrap:anywhere}.kcd-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:auto}.kcd-small{padding:9px 10px!important;font-size:13px!important;min-height:39px}.kcd-outline{background:#fff!important;color:var(--navy)!important}.kcd-outline:hover{background:var(--blue)!important;color:#fff!important}.kcd-support{background:var(--soft);padding:12px 0 34px}.kcd-support-box{display:grid;grid-template-columns:230px minmax(0,1fr) 310px;align-items:stretch;background:linear-gradient(105deg,#073675,#0a58ae);color:#fff;border-radius:9px;overflow:hidden;min-height:172px;box-shadow:0 8px 22px rgba(7,47,107,.09)}.kcd-support-box>img{display:block;width:100%;height:100%;min-height:172px;object-fit:cover}.kcd-support-box>div{padding:28px 30px;display:flex;flex-direction:column;justify-content:center}.kcd-support-box h2{color:#fff!important;margin:0 0 8px!important;font-size:25px!important;line-height:1.2!important;font-weight:800!important;text-transform:none!important;letter-spacing:0!important}.kcd-support-box p{color:rgba(255,255,255,.9)!important;margin:0!important;font-size:14px!important;line-height:1.5!important;max-width:520px}.kcd-support-links{border-left:1px solid rgba(255,255,255,.32);padding-left:34px!important}.kcd-support-links a,.kcd-support-links span{display:flex!important;align-items:center!important;gap:10px!important;color:#fff!important;margin:7px 0!important;font-size:14px!important;line-height:1.35!important;font-weight:700!important;text-decoration:none!important;overflow-wrap:anywhere}.kcd-support-links .kcd-inline-icon{width:19px!important;height:19px!important;flex:0 0 19px}.kcd-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px}.kcd-faq{border:1px solid #dbe6f1;border-radius:5px;background:#fff;box-shadow:0 3px 10px rgba(7,47,107,.03)}.kcd-faq summary{position:relative;padding:11px 42px 11px 15px!important;font-size:13px!important;line-height:1.3!important;font-weight:700!important;color:var(--navy)!important;cursor:pointer;list-style:none}.kcd-faq summary::-webkit-details-marker{display:none}.kcd-faq summary:after{content:'⌄';position:absolute;right:15px;top:8px;font-size:18px;color:var(--blue)}.kcd-faq[open] summary:after{content:'⌃'}.kcd-faq p{padding:0 15px 14px!important;margin:0!important;font-size:13px!important;color:var(--muted)!important}.kcd-bottom{display:grid;grid-template-columns:72px minmax(0,1fr) auto;gap:22px;align-items:center;background:var(--light);padding:20px 26px;margin-top:30px;border-radius:8px;border:1px solid #dbe9f7;min-height:108px}.kcd-bottom img{width:58px;height:58px;object-fit:contain}.kcd-bottom h3{margin:0 0 4px!important;color:var(--navy)!important;font-size:20px!important;line-height:1.25!important;font-weight:800!important;text-transform:none!important;letter-spacing:0!important}.kcd-bottom p{margin:0!important;font-size:13px!important;line-height:1.45!important;color:var(--text)!important}.kcd-bottom .kcd-btn{font-size:14px!important;white-space:nowrap;padding:11px 18px!important}
@media(max-width:980px){.kcd-hero-grid{grid-template-columns:1fr;min-height:0}.kcd-hero{padding:42px 0}.kcd-hero-image{height:340px}.kcd-steps{grid-template-columns:repeat(3,1fr);row-gap:34px}.kcd-grid{grid-template-columns:repeat(2,1fr)}.kcd-support-box{grid-template-columns:220px 1fr}.kcd-support-links{grid-column:1/-1;border-left:0;border-top:1px solid rgba(255,255,255,.28);display:grid!important;grid-template-columns:repeat(3,1fr)!important;padding:18px 28px!important}.kcd-bottom{grid-template-columns:60px 1fr}.kcd-bottom .kcd-btn{grid-column:1/-1;justify-self:start;margin-left:82px}}
@media(max-width:650px){.kcd-container{width:min(100% - 24px,1180px)}.kcd-title-row{grid-template-columns:1fr}.kcd-title-row>span{display:none}.kcd-steps,.kcd-grid,.kcd-faq-grid{grid-template-columns:1fr}.kcd-actions{grid-template-columns:1fr}.kcd-hero h1{font-size:42px!important}.kcd-hero-image{height:270px}.kcd-support-box{grid-template-columns:1fr}.kcd-support-box>img{height:220px}.kcd-support-links{grid-template-columns:1fr!important}.kcd-bottom{grid-template-columns:1fr;text-align:center}.kcd-bottom img{margin:auto}.kcd-bottom .kcd-btn{grid-column:auto;margin:0;width:100%}.kcd-card{min-height:0}}

/* Version 1.2 layout corrections */
.kcd-wrap{width:100%!important;max-width:100%!important;overflow:hidden!important}
.kcd-hero{padding:44px 0!important;background:linear-gradient(90deg,#edf6ff 0%,#fff 72%)!important}
.kcd-hero-grid{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr)!important;gap:48px!important;min-height:0!important;align-items:center!important}
.kcd-hero-grid>div{min-width:0!important}
.kcd-hero-grid>div:first-child{text-align:left!important;display:block!important}
.kcd-hero .kcd-eyebrow{text-align:left!important;margin:0 0 10px!important;font-size:14px!important}
.kcd-hero h1{text-align:left!important;max-width:520px!important;font-size:clamp(42px,4.5vw,58px)!important;line-height:1.02!important;margin:0 0 20px!important;word-break:normal!important;overflow-wrap:normal!important}
.kcd-hero p{text-align:left!important;max-width:510px!important;font-size:17px!important;line-height:1.5!important;margin:0 0 25px!important}
.kcd-hero .kcd-btn{width:auto!important;max-width:100%!important}
.kcd-hours{justify-content:flex-start!important;text-align:left!important}
.kcd-hero-image{width:100%!important;height:365px!important;max-width:100%!important;min-width:0!important}
.kcd-hero-image img{width:100%!important;height:100%!important;object-fit:cover!important;object-position:center!important}

.kcd-step-icon img[src*="handshake.svg"]{width:42px!important;height:42px!important}
.kcd-bottom>img{width:54px!important;height:54px!important;padding:7px!important;border-radius:50%!important;background:#fff!important}

/* Keep each FAQ item at its own natural height instead of stretching its row mate. */
.kcd-faq-grid{align-items:start!important;grid-auto-rows:auto!important}
.kcd-faq{align-self:start!important;width:100%!important;min-height:0!important;height:auto!important}
.kcd-faq[open]{height:auto!important}
.kcd-faq summary{text-align:left!important}
.kcd-faq p{text-align:left!important}

@media(max-width:980px){
 .kcd-hero-grid{grid-template-columns:1fr!important;gap:28px!important}
 .kcd-hero{padding:36px 0!important}
 .kcd-hero-image{height:330px!important}
}
@media(max-width:650px){
 .kcd-hero h1{font-size:40px!important}
 .kcd-hero p{font-size:16px!important}
 .kcd-hero-image{height:255px!important}
}

/* Version 1.3 visual and typography corrections */
.kcd-wrap{font-size:16px!important}
.kcd-wrap p,.kcd-wrap li,.kcd-wrap a,.kcd-wrap summary,.kcd-wrap .kcd-hours,.kcd-wrap .kcd-info p,.kcd-wrap .kcd-support-box p,.kcd-wrap .kcd-support-links a,.kcd-wrap .kcd-support-links span,.kcd-wrap .kcd-faq p,.kcd-wrap .kcd-bottom p{font-size:16px!important}
.kcd-title-row p{font-size:16px!important}
.kcd-step p{font-size:16px!important;line-height:1.45!important;max-width:225px;margin:0 auto!important}
.kcd-info p{line-height:1.4!important}
.kcd-faq summary{font-size:16px!important}
.kcd-faq p{line-height:1.55!important}
.kcd-btn{font-size:16px!important}
.kcd-small{font-size:14px!important}

.kcd-hero{padding:36px 0!important}
.kcd-hero-grid{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr)!important;gap:44px!important}
.kcd-hero h1{font-size:clamp(42px,4.2vw,56px)!important;max-width:470px!important}
.kcd-hero p{font-size:17px!important;max-width:475px!important}
.kcd-hero-image{position:relative!important;height:335px!important;border-radius:12px!important;box-shadow:0 10px 28px rgba(6,47,111,.10)!important}
.kcd-hero-image>img{object-position:center 48%!important}

/* A neutral filing-a-claim interface placed over the phone screen. */
.kcd-phone-ui{position:absolute;left:43.1%;top:22.5%;width:18.5%;height:48%;padding:12px 9px;background:linear-gradient(180deg,#0a2f5a,#0b4f8e);border:1px solid rgba(255,255,255,.42);border-radius:9px;color:#fff;transform:rotate(-8.6deg) skewY(.5deg);transform-origin:center;box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);display:flex;flex-direction:column;gap:7px;overflow:hidden;pointer-events:none}
.kcd-phone-ui:before{content:"";width:28%;height:3px;border-radius:4px;background:rgba(255,255,255,.45);align-self:center;margin-bottom:1px}
.kcd-phone-ui-head{font-size:8px!important;line-height:1!important;letter-spacing:.08em;font-weight:800;text-align:center;padding-bottom:5px;border-bottom:1px solid rgba(255,255,255,.25)}
.kcd-phone-ui-line{font-size:6px!important;line-height:1.15!important;padding:5px 6px;border-radius:4px;background:rgba(255,255,255,.12);display:flex;flex-direction:column;gap:2px}
.kcd-phone-ui-line span{font-size:5px!important;opacity:.72;text-transform:uppercase;letter-spacing:.04em}
.kcd-phone-ui-line strong{font-size:6px!important;font-weight:700}
.kcd-phone-ui-button{margin-top:auto;padding:6px 4px;border-radius:4px;background:#fff;color:#073b82;font-size:6px!important;font-weight:900;line-height:1!important;text-align:center;letter-spacing:.04em}

.kcd-step-icon{width:82px!important;height:82px!important}
.kcd-step-icon img{width:42px!important;height:42px!important}
.kcd-step-icon img[src*="handshake.svg"]{width:48px!important;height:48px!important}
.kcd-bottom>img{width:62px!important;height:62px!important;padding:5px!important;background:transparent!important;border-radius:0!important}

@media(max-width:980px){
 .kcd-hero-grid{grid-template-columns:1fr!important}
 .kcd-hero-image{height:330px!important}
 .kcd-phone-ui{left:43.2%;top:22%;width:18.5%;height:48%}
}
@media(max-width:650px){
 .kcd-wrap p,.kcd-wrap li,.kcd-wrap a,.kcd-wrap summary,.kcd-step p,.kcd-info p,.kcd-support-box p,.kcd-support-links a,.kcd-support-links span,.kcd-faq p,.kcd-bottom p{font-size:16px!important}
 .kcd-hero-image{height:245px!important}
 .kcd-phone-ui{padding:8px 6px;gap:4px;border-radius:6px}
 .kcd-phone-ui-line{padding:3px 4px}
}

/* Version 1.4 final corrections */
.kcd-wrap{
  font-size:16px!important;
}
.kcd-wrap p,
.kcd-wrap li,
.kcd-wrap a,
.kcd-wrap summary,
.kcd-wrap .kcd-hours,
.kcd-wrap .kcd-step p,
.kcd-wrap .kcd-info p,
.kcd-wrap .kcd-support-box p,
.kcd-wrap .kcd-support-links a,
.kcd-wrap .kcd-support-links span,
.kcd-wrap .kcd-faq p,
.kcd-wrap .kcd-bottom p{
  font-size:16px!important;
}

/* Keep the hero in a stable two-column layout and use the image as supplied.
   The claim screen is now part of the image itself, not a floating HTML overlay. */
.kcd-hero{
  padding:46px 0!important;
  background:linear-gradient(90deg,#edf6ff 0%,#fff 72%)!important;
}
.kcd-hero-grid{
  display:grid!important;
  grid-template-columns:minmax(360px,.88fr) minmax(520px,1.12fr)!important;
  gap:54px!important;
  align-items:center!important;
  min-height:0!important;
}
.kcd-hero-grid>div:first-child{
  display:block!important;
  width:auto!important;
  max-width:none!important;
  text-align:left!important;
}
.kcd-hero .kcd-eyebrow{
  display:block!important;
  margin:0 0 10px!important;
  text-align:left!important;
}
.kcd-hero h1{
  margin:0 0 20px!important;
  max-width:500px!important;
  font-size:clamp(44px,4.4vw,60px)!important;
  line-height:1.03!important;
  text-align:left!important;
}
.kcd-hero p{
  max-width:500px!important;
  margin:0 0 26px!important;
  font-size:16px!important;
  line-height:1.6!important;
  text-align:left!important;
}
.kcd-hero-image{
  position:relative!important;
  width:100%!important;
  height:auto!important;
  aspect-ratio:1.42 / 1!important;
  min-height:0!important;
  max-height:405px!important;
  overflow:hidden!important;
  border-radius:12px!important;
  box-shadow:0 10px 28px rgba(6,47,111,.10)!important;
}
.kcd-hero-image>img{
  display:block!important;
  width:100%!important;
  height:100%!important;
  object-fit:cover!important;
  object-position:center!important;
}
.kcd-phone-ui{display:none!important}

/* Unified icon sizing. */
.kcd-step-icon{
  width:82px!important;
  height:82px!important;
}
.kcd-step-icon img{
  width:40px!important;
  height:40px!important;
  object-fit:contain!important;
}
.kcd-step-icon img[src*="handshake.svg"]{
  width:44px!important;
  height:44px!important;
}
.kcd-bottom>img{
  width:58px!important;
  height:58px!important;
  padding:0!important;
  background:transparent!important;
  border-radius:0!important;
  object-fit:contain!important;
}

/* FAQ columns should never share row height. */
.kcd-faq-grid{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:10px 20px!important;
  align-items:start!important;
}
.kcd-faq{
  align-self:start!important;
  height:auto!important;
  min-height:0!important;
}
.kcd-faq summary,
.kcd-faq p{
  text-align:left!important;
}

@media(max-width:1050px){
  .kcd-hero-grid{
    grid-template-columns:1fr!important;
    gap:30px!important;
  }
  .kcd-hero-image{
    aspect-ratio:16 / 9!important;
    max-height:none!important;
  }
}
@media(max-width:650px){
  .kcd-hero{padding:34px 0!important}
  .kcd-hero h1{font-size:40px!important}
  .kcd-hero-image{aspect-ratio:4 / 3!important}
  .kcd-faq-grid{grid-template-columns:1fr!important}
}

/* Version 1.5 refinements */
/* Use the supplied claim-form photo with a natural wide crop. */
.kcd-hero-image{
  aspect-ratio:16 / 10!important;
  max-height:390px!important;
}
.kcd-hero-image>img{
  object-fit:cover!important;
  object-position:center 52%!important;
}

/* Consistent custom icon family. */
.kcd-step-icon img{
  width:42px!important;
  height:42px!important;
}
.kcd-step-icon img[src*="handshake.svg"]{
  width:50px!important;
  height:38px!important;
}
.kcd-bottom>img{
  width:64px!important;
  height:48px!important;
}

/* Give the contact column enough room to keep each line intact. */
.kcd-support-box{
  grid-template-columns:230px minmax(0,1fr) minmax(380px,420px)!important;
}
.kcd-support-box>div:nth-child(2){
  padding-left:34px!important;
  padding-right:34px!important;
}
.kcd-support-links{
  min-width:0!important;
  padding:28px 34px!important;
}
.kcd-support-links a,
.kcd-support-links span{
  white-space:nowrap!important;
  overflow-wrap:normal!important;
  word-break:normal!important;
}
.kcd-support-links a[href^="mailto:"]{
  font-size:15px!important;
}

@media(max-width:1120px){
  .kcd-support-box{
    grid-template-columns:220px minmax(0,1fr) minmax(335px,370px)!important;
  }
  .kcd-support-links{
    padding-left:24px!important;
    padding-right:24px!important;
  }
  .kcd-support-links a[href^="mailto:"]{font-size:14px!important}
}
@media(max-width:980px){
  .kcd-support-box{grid-template-columns:220px minmax(0,1fr)!important}
  .kcd-support-links{
    grid-column:1/-1!important;
    grid-template-columns:auto minmax(0,1fr) auto!important;
  }
  .kcd-support-links a,
  .kcd-support-links span{white-space:normal!important}
  .kcd-hero-image{max-height:none!important}
}
@media(max-width:650px){
  .kcd-support-box{grid-template-columns:1fr!important}
  .kcd-support-links{grid-template-columns:1fr!important}
  .kcd-hero-image{aspect-ratio:4 / 3!important}
}

/* v1.6.0 supplied icon set */
.kcd-wrap .kcd-step-icon{
  width:82px!important;
  height:82px!important;
  background:#eff6fd!important;
  border-radius:50%!important;
  box-shadow:none!important;
}
.kcd-wrap .kcd-step-icon img{
  width:48px!important;
  height:48px!important;
  object-fit:contain!important;
  display:block!important;
}
.kcd-wrap .kcd-step:nth-child(5) .kcd-step-icon img{
  width:52px!important;
  height:52px!important;
}
.kcd-wrap .kcd-bottom>img{
  width:66px!important;
  height:66px!important;
  object-fit:contain!important;
  background:transparent!important;
  border-radius:0!important;
  padding:0!important;
}
@media(max-width:650px){
  .kcd-wrap .kcd-step-icon{width:76px!important;height:76px!important}
  .kcd-wrap .kcd-step-icon img{width:44px!important;height:44px!important}
  .kcd-wrap .kcd-bottom>img{width:60px!important;height:60px!important}
}